Cash4Checks is a trusted lending company that offers payday advance loans to customers. This company is based in California and has been providing lending services for over 50 years. Cash4Checks is one of the most reliable and respected companies in the country. With a great rapport and award winning customer service, customers return to this company for their short-term financial needs. Cash4Checks strives to perform to the highest standards, assuring privacy and safety to all customers. Customer satisfaction is important to this company, and they continue to grow and expand, offering their services in thousands of locations across the country. A payday advance is the answer to your immediate cash needs. Whether a consumer needs to pay an immediate bill or they simply require extra cash for purchase, Cash4Checks empowers the consumer with the ability to get necessary cash quickly.

Payday advances are one of the most popular sources for fast cash funds. These loans are short-term, generally lasting for 14 days. When customers experience an unexpected event that requires cash funds, they turn to Cash 4 Checks. The application process is fast and hassle-free. Once submitted, most application are approved within minutes. When the loan is approved, funds are electronically deposited into the customer's checking account. These funds can then be accessed on the following business day. There is no faster or safer way to obtain cash funds than a payday loan from Cash 4 Checks. These loans are designed to assist people with cash flow needs. They are especially beneficial to those who are only paid every other week. These loans help close the gap between paychecks, allowing customers to have access to funds that may be needed in an emergency.

Currently, Cash4Checks provides services to California residents. Since payday loan amounts are regulated by state laws, customers may request funds to the amount of $300. When a loan is approved, customers will be issued a due date. Upon this date, the entire amount of the loan, plus any applicable fees, is due in full. The amount due will automatically be withdrawn from your checking account. It is important to make sure you will have sufficient funds in the account when the due date nears. Customers who are unable to pay the loan in full on the specified date must contact customer service 2 business days before the due date. At this time, your options will be discussed. Cash4Checks does not offer extensions on their loans. Again, because payday loans are regulated by state, California laws do not allow for extension periods.

Cash4Checks Ratings 3 Customer Reviews

Cash4Checks Customer Service Cost of Loan Funded in Time Would Use Again 3.33 / 5 3 / 5 3.33 / 5 3 / 5

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Cash4Checks charges a small fee for each payday loan approved. This company has some of the lowest rates in the industry. There is no initial set-up fee associated with loans. Cash4Checks charges a fee totaling 15% of the amount of the loan. Applying for a loan through Cash4Checks is fast and easy. Customers can apply online by visiting www.cash4checks.net. The application process only takes a few minutes. Most customers are instantly approved, and the funds will be deposited within 24 hours. There are a few requirements to apply for a loan. Customers must be 18, have a steady job for the past 3 months, have a gross income totaling at least $800 per month, and have an active checking account. There are no credit checks performed when applying for a loan through Cash 4 Checks. The approval is based on the customer's employment and ability to repay the loan upon the due date. Some additional documents may be required when applying. These include a copy of a recent pay stub, a bank statement, a state issued I.D., a processed check that was written from your checking account and a recent utility bill.

Some customers may not feel secure applying online and providing financial and personal information. Cash4Checks has a wonderful customer service department which will assist you if you choose to apply by phone. To apply this way, call the toll-free number 877-702-7000. A service representative will be available to assist with all of your needs. They can also answer any questions you may have about the loan process.

Cash4Checks values all of their customers. They pride themselves on the high return customer rate. Once a loan is paid off in full, customers may apply for another loan at any time. It should be noted that payday advances are not intended for regular use. However, the employees at Cash4Checks understand that unexpected events do occur, and they will assist you in any way possible to help you overcome your short-term financial crisis.