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CashNetUSA

CashNetUSA has risen quickly to become one of the leaders in the world of online lending. This is one industry where the options seem to be somewhat limitless, as more and more companies pop up on the Internet every day with the intention of offering short-term loans. Still, some companies have done what it takes to separate themselves, and CashNetUSA is one of those. CashNetUSA is a little bit different because of its penchant for providing quick and hassle free loans. While many companies are caught up on making life difficult for the consumer, this is one company that recognizes the customer's desire to get things done quickly and efficiently.

CashNetUSA was established in 2004 by founder and CEO Al Goldstein. Since that time, the company has taken many steps to ensure that it moved forward in the online lending world. One thing in particular has helped this company move towards the top of that list. They provide customer service that most companies could only dream about providing. In short, they have put a foot forward in hiring a dedicated team of professionals to handle all the needs of their growing base of customers. This is something that Goldstein knew would set his business apart from all the other competing businesses in the market, and for the most part, he has been correct. Customers that happen to have questions about CashNetUSA can get in touch with their customer service department by calling (888) 801-9075, or by sending an email to support@cashnetusa.com.

One of the basic tenets of their business philosophy is that they do responsible lending. This means that they are not just going to go out and give a loan to any person. They want to make sure that the people who borrow money from them are doing it for the right reasons, and that those people will have the ability to pay back the loan on time. When customers start getting behind on these loans, they can really get in trouble with high interest and some other charges that they will incur. This is why CashNetUSA is looking out for these customers and trying to help them sort out their financial situation. So, what does this type of responsible lending entail? They seek information on each and every customer to ensure that the customer is a decent candidate for the payday advance.

One interesting thing to consider about this business is how they balance their evaluations of different customers. Even though they are responsible in whom they lend their money to, they are an extremely accessible company for potential borrowers. They do not run a credit check on their customers, and you can get a payday advance regardless of what your financial history looks like. At CashNetUSA, they understand that, above all else, even people without perfect credit can sometimes need a little bit of extra money between paychecks. Because of this, they open their doors to lots of different people regardless of how low their credit score might be. This is all dependent, of course, upon the customer holding a good job that can enable them to pay back the payday loan.

CashNetUSA Ratings

0 is lowest, 5 is highest
  • Average 3.6
  • Service 3.9
  • Cost 2.4
  • Time 4.6
  • Use Again 3.3

CashNetUSA Reviews

Engineer

I have had two loans with Cash Net USA, one July 27, 2011 for $ 300.00 and repaid Sept. 2, 011. The other loan was on May 14, 2012 for $ 300.00 and
was repaid $ 120.00 on June 1 an d $ 270.00 on July 2.

I would like to discuss another loan, please respond to my e-mail address
whsjrbr@yahoo.com or call my cell phone 225-246-3604.

Walter Smith From: Walter Smith Location: Baton Rouge
  • 0 Average
  • 0 Service
  • 0 Cost
  • 0 Time
  • 0 Use Again

Unhappy

Disappointed From: Anonymous Location:
  • 2 Average
  • 1 Service
  • 1 Cost
  • 5 Time
  • 1 Use Again

Works for me

Works for me - I just wish I didn't need their services! From: Anonymous Location: California
  • 4.5 Average
  • 5 Service
  • 3 Cost
  • 5 Time
  • 5 Use Again

Provides good service

I have used CashNetUSA many times (unfortunately), but they have always provided me with good service. When I have needed to speak to a representative via phone or web, someone is there. Their website is quick for servicing your account, and they do send emails along with reminder calls of when your loan is due. You can also get discounts in your email as well. From: Anonymous Location: Texas
  • 3.75 Average
  • 4 Service
  • 3 Cost
  • 4 Time
  • 4 Use Again

Scam

This company is a scam. All we did was fill out an application. We never got a loan from them but we started to get threatening phone calls saying that we had criminal allegations against us and every other word out of their mouths was a cuss word. Its a scam. From: Anonymous Location:
  • 0 Average
  • 0 Service
  • 0 Cost
  • 0 Time
  • 0 Use Again

subrette

There when I needed them. Great service From: Anonymous Location: Maryland
  • 4.5 Average
  • 5 Service
  • 3 Cost
  • 5 Time
  • 5 Use Again

Quite the rip off

Took a loan in September 2010, got pay off amount October 23,2010. This was taken out of my bank account on October 29. Now in November they are saying I owe $200 more because they were wrong and it was carried over for another 1/2 month. I have now paid 1 1/2 times the loan amount for having it 1 1/2 months From: Anonymous Location:
  • 2 Average
  • 1 Service
  • 1 Cost
  • 5 Time
  • 1 Use Again

run run fast

the fees are outrageuos...and there is no help if you need a repayment plan...I am paying $200 twice a month and nothing is going to the principle...i asked for a repayment plan anr was told I could pay $400 a month for 4 months...all of this on a $750 loan...please do not do this. From: Anonymous Location: texas
  • 3 Average
  • 5 Service
  • 1 Cost
  • 5 Time
  • 1 Use Again

All That Glitters Ain't Gold

I trusted this Co and got behind on payments and when I did begin to pay they would not acknowledge my second payment. I had to get a copy of the canceled check from my bank to prove I made the payment. And they waited over a month to give me a receipt for the first payment. And am having to ask them now for a receipt for the second payment. And they have no record of either payment on my account. More than likely this "Review" will be "Deleted". Am suspicious of the 3 reviews. Sound made up to me. From: Anonymous Location: Texas
  • 1.25 Average
  • 0 Service
  • 0 Cost
  • 5 Time
  • 0 Use Again

CashNet is first class

CashNet is a first class operation and I highly recommend using them. I paid off my first loan and was elligible for double the amount plus the next time. The staff was extra courteous and I was able to split my huge loan into two payments. I really like getting the emails that reminded me that the loan was coming due. I also like that I can postpone my loan payment upto 4 times if I wish but will have to pay a little to do that. From: Anonymous Location: Texas
  • 4.5 Average
  • 5 Service
  • 3 Cost
  • 5 Time
  • 5 Use Again

Everything great except.....

I liked the fact that I didn't have to fax anything in....The loan took no time at all to get approved but the only downfall was that my money didn't get deposited into my account into the following day. Everything else about CashNetUSA is great. From: Gloria Location: Colorado
  • 3.25 Average
  • 4 Service
  • 3 Cost
  • 2 Time
  • 4 Use Again

CashnetUSA is a life saver

I needed money fast and CashNetUSA was there for me. I had a lot of questions and their customer service was there to answer them late. They were very quick in response to my email and actually spoke to a rep on the phone. I would definitely use CashNetUSA again. From: Anonymous Location: Indiana
  • 4.5 Average
  • 5 Service
  • 4 Cost
  • 5 Time
  • 4 Use Again