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LoansPayday does not act as a loan agent or broker for any specific lender nor does it lend money or make credit decisions. This site collects information you provide and then forwards this information to lenders. Not everyone will qualify for a loan and we make no guarantees that you will be matched with a lender. Our lender matching service is free-of-charge to consumers.

Loan rates, fees, repayment schedules and terms and conditions are all determined by each specific lender. LoansPayday has no role in the processing of loan applications, approvals or dealing with the terms and conditions of any loan. Not all lenders offer the maximum loan amount of $1000 and/or one day cash transfer times. Payday loans are not available in all states and the list of states may change at any time without notice. If you live in New York, Georgia, Massachusetts, Virginia and West Virginia, you will not be eligible to use this site. Questions and concerns regarding existing loans and new loan applications should be directed to the lender, not the operator of this site.