Loan Advice for Consumers
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Common Ways to Waste Your Money September 2013
Almost everyone has holes in their budgets. Chances are you don't even notice the money that seeps away because of them. But small leaks, left unchecked, can quickly turn into a flood of money problems. Don't wait until your bes ...
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Choosing the Best Loan Terms Can Save You a Bundle August 2013
Anyone who has bought a new home and gone through the mortgage approval process should be familiar with the words "loan terms". But what about when you apply for a credit card or are in the market for a new car? Many consum ...
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Let a Payday Advance Loan Bring You Quick Financial Relief August 2013
In a perfect financial world, everyone would be able to walk into their neighborhood bank or credit union, sit down with their friendly banker, and get the personal loan they need without any hassles or problems. The process would be ...
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Looking for a Loan? Know the Facts before You Sign August 2013
There are all types of loans available to consumers - personal loans from a bank or credit union, payday loans, and title loans just to name a few. If you are in the market for a personal loan, the offer you receive from a creditor will ...
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Simple Ways to Get Your Spending Under Control July 2013
Do you ever wonder where your money goes each month? How do you know if you're spending too much? If you constantly run out of cash before your next payday rolls around, it's a pretty safe bet that you are overspending. So unles ...
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Learn to Change the Way You Think About Money June 2013
Any time you talk about money and personal finances it can quickly become an emotional and super-charged debate. Millions of Americans stress over the amount of debt which they owe. But the money problems don’t just end there. Peo ...
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Easy Ways to Improve Your Budget April 2013
A survey conducted in 2011 by the Financial Literacy Group found that only about 40% of adult Americans have a budget and keep track of the most common monthly expenditures such as housing, food, and transportation. Try to imagine walki ...
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10 Signs You're Misusing Credit Cards February 2013
Americans love to use credit cards. Whether it's for big ticket items like a flat screen television or luxury vacation or small purchases such as a cappuccino or movie ticket, consumers continue to use their credit cards at a diz ...
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Building an Emergency Fund October 2012
The harsh reality of today's economic climate is that many people are just one job layoff or one serious medical emergency away from financial disaster. Unexpected financial needs always seem to happen at the worst possible moment a ...
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Successful Debt Management October 2012
Nearly everyone has some type of debt. Whether it's a mortgage, a car loan, or credit card bills, the vast majority of consumers have financial obligations which need to be met on a regular basis. For many people, managing their ...
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How to Break the Payday Loan Habit February 2012
The payday loan business has seen tremendous growth over the past few years mainly due to the tough economic conditions that millions of Americans are facing. A payday loan is a short-term loan which is meant to be fully repaid withi ...
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Your Rights on Electronic Payment Regarding Payday Loans January 2008
Your Rights on Electronic Payment of Payday Loans Both federal law and the loan industry give consumers the right to stop payday lenders from using electronic means to take money from a bank account for payment. However, this doe ...
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Safeguard Your Bank Account January 2008
Safeguard Your Bank Account When working with payday loans, protect your ability to open a checking account. Remember, payday loans are based on either checks or debits to secure the loans, which makes it easy for the payday lend ...
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Let Online Payday Loans Work for You November 2007
An online payday loan works the same way as it does when you apply for a loan at a brick and mortar establishment except that you don't have to leave the comfort of your home! You simply apply online and if approved, the funds will be d ...
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Payday Loan Industry Facts November 2007
How Payday Loans Work A payday loan is a short-term cash loan that is awarded based solely on the borrower's personal check, which is held for a future deposit or electronic access to the borrower's bank account. To get a ...
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Good and Bad of Online Payday Lending November 2007
Many people find themselves in need of cash in a crisis. Knowing both the good and bad about payday loans can help you make an informed decision. The CFA and FTC have both expressed serious concerns about "predatory lenders" and "leg ...
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Payday Loan = Costly Cash February 2000
Payday loan = Costly Cash "I just need enough cash to tide me over until payday." "GET CASH UNTIL PAYDAY! . . . $100 OR MORE . . . FAST." The ads are on the radio, television, the Internet, even in the ...
