Cashback Advance
Cashback Advance, formerly Cash4Checks, is a trusted lending company and has been providing payday advances for over 50 years.
Currently, Cashback Advance provides services to California residents. Since payday loan amounts are regulated by state laws, customers may request funds to the amount of $300. When a loan is approved, customers will be issued a due date. Upon this date, the entire amount of the loan, plus any applicable fees, is due in full. The amount due will automatically be withdrawn from your checking account. It is important to make sure you will have sufficient funds in the account when the due date nears. Customers who are unable to pay the loan in full on the specified date must contact customer service 2 business days before the due date. Cashback Advance does not offer extensions on their loans. Again, because payday loans are regulated by state, California laws do not allow for extension periods.
The application process only takes a few minutes. Customers must be 18, have a steady job for the past 3 months, have a gross income totaling at least $800 per month, and have an active checking account. There are no credit checks performed when applying for a loan through Cashback Advance. The approval is based on the customer's employment and ability to repay the loan upon the due date. Some additional documents may be required when applying. These include a copy of a recent pay stub, a bank statement, a state issued I.D., a processed check that was written from your checking account and a recent utility bill.
Cashback Advance charges a small fee for each payday loan approved or 15% of the amount of the loan. To apply by phone, call the toll-free number 888-295-1628.