Cash Til Payday
Cash Til Payday is a company that allows you to apply for a short term loan that will be paid back when your next pay check comes through. These payday loans are provided by Dollar Financial Group Inc. which has been running for over 30 years. If you need extra cash in a hurry Cash Til Payday offers a great service that is both fast and convenient. They offer loans to residents of California and Arizona and their website is available 24 hours a day, 365 days a year. With Cash Til Payday you can get an online payday loan decision the same day you apply.
A payday loan is a short term loan that can help you to deal with unexpected finances that can occur at any time. This could be unexpected bills, car repairs, or even medical care. With a payday loan you can receive the cash you need and then you pay it back when you receive your next pay check. When you get a Cash Til Payday loan your repayment will be taken via electronic debit. As with any loan you should note that payday loans are only a short term solution and should never be used as a long term solution to debt problems. You should also note that you cannot have more than one loan outstanding at any one time. Once you have paid back your Cash Til Payday loan you can apply for another one if you need it but you will have to wait a minimum of three days before applying.
In order to apply for a Cash Til Payday loan you will need to have a steady source of income, a checking account, direct deposit facility, valid cell phone number, a valid email address, valid ID, be over the age of 18, and be a resident in either California or Arizona. When applying online you will need to fill in the application form, verify that all your information is correct, review and accept the online disclosures and review and accept the terms and conditions providing an electronic signature. If you are a new customer you will be required to fax or scan and email documentation that includes a bank statement, proof of income, valid identification, and avoided check. This is used to create your account with Cash Til Payday.
If you need to fax documents you should note that your proof of income should not be more than 30 days old. Your bank statement should not be more than 45 days old. With a Cash Til Payday loan you can borrow any amount between $20 and $1,000. All the Cash Til Payday loans are subject to a finance charge and this is $17.65 per $100 that you borrow. This means that if you borrow $100 you will have to pay back $117.65 when your loan payment is due. You can find more information about Cash Til Payday loan rates on their website where they provide detailed tables of analysis for each state.
When you get a Cash Til Payday loan it is important to note, that your loan must be repaid in full on its due date. All Cash Til Payday loans are due to be paid on your next payday and standard loan terms are between 7 and 24 days. If you are paid monthly, your loan term will be 14 days. If your loan is not paid or if your ACH debit or check is returned unpaid you will be charged a $15 fee.
Cash Til Payday Ratings
- Average 4.5
- Service 4
- Cost 4.5
- Time 5
- Use Again 4.5