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Money Tree

Money Tree operates a cash advance loan company through both on site locations and on the Internet. Money Tree is there for people who are experiencing a cash flow problem. They lend out money, in increments from $100 to $1,000, to people who are in need of a short term loan. A cash advance is a great idea when you need money fast, for an emergency situation or just to get you through until your next payday.

With Money Tree, it is simple and easy to get the loan that you need. There are no credit checks when you apply for a cash advance loan. Previous credit history will not have a bearing on whether or not you receive a cash advance loan. Many people like the ease and convenience of getting a loan from a payday lender versus a bank. That is because there is no waiting period, the loan amount can be much smaller and therefore easier to pay back, and most importantly, most people qualify.

Applying for a Cash Advance

Applying for a cash advance at Money Tree is simple and quick. You will only be required to bring in a few things, and you can walk out with cash in hand that day. You must be employed for a minimum of 3 months, and you must have an open and active checking account with no bounced checks. You will also need current photo ID. After your employment and checking account history are verified, you may be qualified for a loan. You will then post-date a check for the amount of the loan, plus whatever fees are charged. Depending on the state you reside in, fees for a cash advance run from $10 to $30 for every one hundred dollars that is borrowed. Money Tree will hold onto your check until the date of your next pay. They will then deposit your check for withdrawal, and your cash advance loan will be paid off.

You are also entitled to apply for a business loan from Money Tree. You may be eligible for a business loan of up to $5,000, to cover the costs of payroll, supplies, or unexpected problems that have popped up. To apply for a business loan, bring in your photo ID, your business license, business checking account papers and checkbook, and proof of income from your business. You can also apply online for a business loan by visiting, or by calling 1-800-745-1011. For email inquiries, go to [email protected]

You can also use Money Tree's online service to apply for a payday loan, without ever leaving the comfort of your home or your office. The site is safe and secure, and all information sent is encrypted for safety.

Other Money Tree Services

In addition to cash advances and business loans, Money Tree offers other services at their many locations around the United States. One is pre-paid debit cards with the MasterCard logo on them. You can purchase these cards at any location. Simply load them with as much cash as you want, and then use them at any location that takes MasterCard. Since there are millions of places worldwide that take MasterCard, you will be able to use your card virtually anywhere. Best of all, it is safer to carry than cash. If you do need cash, you can use your pre-paid debit card at many ATM locations worldwide.

Do you have jars full of change at home, but do not want to take hours to roll them all up? Then stop in at Money Tree to use their Cointree Coin Counting Machine, and let it do all the work! All you have to do is pour your change down the chute, the machine will count it up and print you out a receipt. Take this to the counter at Money Tree and get dollars for your change. The service costs just pennies on the dollar, and is worth it in time saved. To find the nearest Money Tree that has a Cointree machine, check the website at

When you need to send or receive money to someone around the world, use Western Union, available at most Money Tree locations. Send money to someone almost instantly with a wire transfer for a one time low fee. You will also rest assured that the money you are sending is getting there safe and securely, as Western Union is one of the biggest money transferring companies in the world. You can also use them to pay bills, such as car loans. If you have a bill that needs to be paid right away check into the services of Western Union, and get your money where it needs to be fast. Western Union gives all customer's a conformation number so that you are positive that your money has gotten to its destination.

If you need to get a money order, let Money Tree help you. If you are there getting a payday loan, or cashing a check, a money order is completely free. If you are only there for a money order, the fee is a low fifty cents. Check cashing is also available for those who come into Money Tree. Since not everyone has a bank account, it may be difficult for some to cash their checks. At Money Tree, payroll, personal, business, government, insurance and third-party checks can all be cashed. Walk in to any Money Tree with your check, and walk out with cash. Check cashing is available for a low fee, often lower than what it would cost to keep a bank account.

At Money Tree, you can also enjoy the sale of postage stamps, copy machine use, faxing services and bus pass sales where applicable. For job opportunities, check online at and click on the Career Opportunities tab to start an exciting new job at Money Tree. You can apply online for a position as a sales representative or management. To learn more about Money Tree, visit their website, and get started today on a cash advance loan.

Money Tree Ratings

0 is lowest, 5 is highest
  • Average 3.4
  • Service 4
  • Cost 2.3
  • Time 4
  • Use Again 3.2

Money Tree Reviews

Insurance on loan "mandatory"

The customer service was very good. I did not like the fact that I had to pay $500.00 back over the $500.00 that I borrowed totalling $1000.00. In order to receive the $500.00 cash I
HAD TO PURCHASE INSURANCE that covered this debt. I'd never heard this before. Buyers beware. From: Anonymous Location: Ga
  • 3 Average
  • 5 Service
  • 1 Cost
  • 5 Time
  • 1 Use Again

these guys are great

iv had nothing but good service everytime i go there--they are always friendly and have been very helpful no matter what time of day and or night i have gone in their :)--keep up the good work:) From: Anonymous Location: nellis and stewart
  • 3.75 Average
  • 5 Service
  • 0 Cost
  • 5 Time
  • 5 Use Again

Rude. Just plain Rude.

I visited a local branch and was not felt ignored. It had been raining and a car had splashed me and I did not look the best but I was not asked anything about my credit which is excellent, I have a nice home, have been a home owner for 10 years. And these people just decided to treat me because I had a bad day.

I was very friendly, said hello and asked a few questing. None of the answers made any sense. It was confusing. I would never visit this business again.

Take my advice: try someplace else.

From: JSpyder Location: Washington
  • 1 Average
  • 1 Service
  • 1 Cost
  • 1 Time
  • 1 Use Again

Quick Loans Online

I got my loan from Money Tree online and it took me no time at all. I had the money in my bank account the next day! Thats service. From: Anonymous Location: Washington
  • 4.75 Average
  • 5 Service
  • 4 Cost
  • 5 Time
  • 5 Use Again was easy but...

the cost of loan online was higher than it would have been in person, but thats alright I saved myself a trip to the actual location. From: Brittany Location: CA
  • 3.75 Average
  • 4 Service
  • 3 Cost
  • 4 Time
  • 4 Use Again