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MyCashNow

My Cash Now is an online company offering payday loans to the residents of The United States. This is one of the leading lending companies in the industry. They pride themselves on providing exceptional services and they have a high rate of returning customers. Customer testimonials show that this is one of the best companies to deal with when looking to obtain a payday loan. My Cash Now continues to find new ways to promote their services and keep their customers satisfied. My Cash Now provides an online service allowing customers the ability to get fast cash funds. The process is quick and simple, making this one of the top choices when looking for cash funding. My Cash Now operates under a strict privacy code, ensuring that every transaction is safe and secure. Customers will be assured that all of their personal and financial information will be kept in confidence. This company does not sell or trade any information to third parties. My Cash Now is dedicated to serving each customer with the highest quality of service available. The intentions of all employees revolve around the needs of the customer. They not only consider your financial situation, but how that also impacts the rest of your life. My Cash Now strives to provide a service that helps customers regain financial freedoms and manage their budgeting more effectively.

My Cash Now is one of the few lending companies online that offer customer bonuses. This is their way of saying thank you. Customer trust is important to this company. There are various ways in which customers can receive bonuses. One of the most popular is the Referral Program. This program rewards existing customers with $100 when they refer a new customer. As soon as the new customer is approved for a payday loan, the original customer will receive the reward. There is no limit as to how many referral rewards can be obtained. My Cash Now wants satisfied customers to spread the word and tell friends and family of their experience when dealing with this company. In addition to the customers reward, the new customer will receive a 50% reduction on the fees of their new loan. Another bonus is the use of the My Cash Card. This allows customers to use the card as they would a debit card. When a loan is approved, customers will have the choice of receiving the cash funds in their checking account or on this cash card. This is just one way My Cash Now makes tough financial times a little simpler.

My Cash Now provides payday loans to their customers. These short-term loans are designed to be used when a customer is in need of cash funds. There are many things that can happen, and these unexpected events often leave people searching for cash funds. A payday loan from My Cash Now is the answer to this problem. The application process is simple, and customers are approved within minutes. One of the greatest things about a payday loan is that there is no need for a credit check. Customers no longer have to worry about their credit standing. All that is required to obtain a payday loan is the customer must be over 18, have an active checking account and a steady source of employment. My Cash Now does check with current employers to verify employment. This is done to make sure the customer will be able to repay the loan when it is due.

Payday loans are usually obtained for a term of 14 days. Most customers are required to repay the loan in full upon the receipt of their next paycheck. My Cash Now understands that a financial crisis can be very stressful and that customers may not have available funds at the time the loan is due. With this in mind, customers are able to request an extension on the loan is they do not have the money to pay it back. Customers may request three extensions on a loan. After the third extension, additional fees will be added. My Cash Now does not advise extending the loan more than is necessary. Doing so may cause additional financial problems.

Applying for a payday loan is safe and simple. There is an online application form that can be found at www.mycashnow.com. The application only takes a few minutes to fill out. After it is submitted, most customers receive a response of approval soon after submission. The amount of the loan will be disclosed at this time. Loan amounts may vary by state, but are typically between the amounts of $100 and $1500. Once approved, the funds will be electronically deposited into your checking account and available for use the next business day. It is that simple. Some customers may not feel comfortable submitting personal information with the online application. If this is the case, you can call a representative at 1-866-392-2274 and apply over the phone.

When the loan is approved, customers will be notified of when the due date is. Upon that date, the amount of the loan plus fees and interest will automatically be withdrawn from your account. When this is complete, your loan is repaid. There is no limit as to how many payday loans a customer may obtain with My Cash Now. The only requirement is that any outstanding loans are repaid before applying for a new one.

Payday loans have benefited millions of customers who have found themselves in a situation requiring immediate cash funds. My Cash Now takes the customers concerns into consideration. They provide excellent customer service and are always willing to work with the customer. If there are concerns about an active loan, feel free to discuss your repayment options with a representative. They understand that life does not always work the way we would like and that unavoidable events do come up. My Cash Now is eager to please their customers. This company is one of the best online lenders in the world. They continue to provide exceptional services, while always looking at how to better serve their customers. If you would like more information on payday loans and the service offered by My Cash Now, visit their website or call a friendly representative.

MyCashNow Ratings

0 is lowest, 5 is highest
  • Average 2.7
  • Service 2.3
  • Cost 2.5
  • Time 3.4
  • Use Again 2.5

MyCashNow Reviews

MYCASHNOW ARE FRUAD AND SCAMMER

I WAS ACCUSED OF MAKING A LOAN WITH THIS COMPANY BY A ATTORNEY I DON'T KNOW THE ATTORNEY NAME.THIS COMPANY IS SUEING ME FOR 8000 FOR A LOAN I MADE.WHICH I DID NOT MAKE.WHEN I WAS BANKED AT BB&T HERE IN MOREHEAD CITY NC,THERE WAS A LIST OF NAME'S ON MY BANK STATMAENT MYCASHNOW WAS ONE OF THEM ON MY BANK STATMENT,I HAVE REPORTED IN TO THE BANK FRUAD DEPARTMENT I ASKED THEM WHY IS MY MONEY BEEN TAKEN OUT FROM MY BANK ACCOUNT WITH OUT MY PERMISSION,AND WITH OUT THE BANK PERMISSION.THE BANK FRUAD DEPARTMENT DID AN INVESTIGATION ON THIS MATTER.ALL THE NAMES WHERE ON MY BANK STATEMENT WE ALL FRUAD AND MYCASHNOW ONE OF THEM WHERE CAUGHT FOR FRUADING MY BANK ACCOUNT WITH OUT MY PERMISSION.AND THE PERMISSION.MYCASHNOW IS ON LIST OF FRAUD STATE OF NC From: Anonymous Location: MOREHEAD CITY NC
  • 0 Average
  • 0 Service
  • 0 Cost
  • 0 Time
  • 0 Use Again

Identity Theft 2009, 2010, 2011, 2012

This company and all payday lenders don't have security the customer information. I receive a letter from the police department of arizona that indicate a fraud organization have the information for about 1,000 customers. The information include social security, date of birth, name, address, checking account number, driver's licence. Please don't do it payday loans never. It's not secure. The man filling fraudulent taxes from the IRS to receive fraudulent money, open credit cards accounts and other fraudulent activity. DON'T USE PAYDAY LENDERS. USE CREDIT COUNSELING AGENCYS IF YOU HAVE DEBT PROBLEMS OR FILLING BANKRUPTCY CHAPTER 7 OR CHAPTER 13. IF YOU NOT HAVE MONEY TO PAY YOUR BILLS IS BEST THAT YOU DON'T PAY TO DO A PAYDAY LOAN. IT'S A TERRIBLE EXPERIENCE. THE IDENTITY THEFT INVOLVES 3 PEOPLE IN MY HOUSE, MY MOTHER, MY FATHER AND ME. From: Anonymous Location: Puerto Rico
  • 2 Average
  • 1 Service
  • 1 Cost
  • 5 Time
  • 1 Use Again

COMPLAINTS - REALLY?

I find it funny that the ones complaining are the ones who didn't have the money in their account or didn't agree to the terms. I try not to make it a habit of using them if I don't have to but as long as you have the money in your account that you agreed to have taken out then you really have no problem. If you know you won't have it, then extend ahead of time but for those that are wondering if this is REALLY a scam, trust me it's not. Look at every complaint on here - do you see one person who complained who paid on time and had the money? We all knew and agreed up front on how much was going to come out and when, so why are people complaining? For the worry warts out there like me who always get nervous on reading crazy reviews like this, think logically, act logically and do your research. You'll be fine if you just follow the rules - promise! :) From: Anonymous Location: Texas
  • 4.5 Average
  • 4 Service
  • 4 Cost
  • 5 Time
  • 5 Use Again

VERY PLEASED

AFTER SIGNING UP I WAS VERY PLEASED WITH MY CASH NOW. I LOVE THE WAY THEY WORK WITH YOU. I WOULD DEFINITELY USE MY CASH NOW AGAIN! From: Anonymous Location:
  • 3.25 Average
  • 0 Service
  • 3 Cost
  • 5 Time
  • 5 Use Again

Fees are TOO high

Dont use this company if you need a payday loan. They have the highest fees Ive seen from all the other payday loans that are out there. One time I decided to pay down the loan instead of pay it totally off...on top of my original loan amount they taked on a $200.00 fee. OUCH! From: Anonymous Location:
  • 1.25 Average
  • 1 Service
  • 1 Cost
  • 2 Time
  • 1 Use Again

ILLEGAL SCAMMERS!

MyCashNow is NOT licensed to do business in ANY state in the U.S.! They charge outrageous amounts of interest, not to mention the fees they tack on if one of your debits gets returned. I had a $400 loan that I've already paid $600 on, and they say I still owe them $1200! They are completely illegal, I have filed complaints with the BBB, my state's Attorney General, the FTC, and the Department of Finance. Stay away from this company. From: Anonymous Location: Arizona
  • 1 Average
  • 1 Service
  • 1 Cost
  • 1 Time
  • 1 Use Again

MyCashNow Nightmare on Elm

Paid down a 300.00 loan and at the same time reffered a new customer March 5 2009. Been waiting 2 weeks for 100.00 refferal bonus. One lame excuse after another. Tried getting mycashnow to take the 100.00 they owe me and apply it to the 100.00 I owe them minus the 9.50 finance charge since they have held my money for two weeks. I will never use these schmucks again. There is no real person in an administrative position or an owner per'se to see my point and my frustration. Avoid and save yourself a head ache From: Ricky Conner Location: NY
  • 2 Average
  • 2 Service
  • 3 Cost
  • 2 Time
  • 1 Use Again

MyCashNow gave me $100 for free!

After signing up I was very pleased with MyCashNow so I referred one of my friends and upon his sign up I GOT $100 FOR FREE. I was pleased with everything about the site...so was my friend. I would use MyCashNow again. From: Anonymous Location: Long Beach, California
  • 4.5 Average
  • 5 Service
  • 4 Cost
  • 4 Time
  • 5 Use Again

I don't recommend them

was more of a hassle than easy to use, spent 3 hours back and forth with them on the phone for a $300 loan. From: Anonymous Location: Michigan
  • 2.25 Average
  • 2 Service
  • 3 Cost
  • 3 Time
  • 1 Use Again