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PaycheckToday

Need money super fast? Apply for a payday advance through Paycheck Today and use their convenient express application to get the cash you need! Paycheck Today has reasonable terms and flexible repayment plans, making your life that much easier. You can apply confidentially online for a Paycheck Today payday advance and get the money you need super quick. You can get pre-approval for a Paycheck Today advance within 30 seconds time when you give Paycheck Today your income information, and your checking account information. Once your application is reviewed, depending upon your eligibility and income levels, you can get cash advances from Paycheck Today to the tune of $1000.00! Credit ratings aren't factored into Paycheck Today's decision processes, so you can rest assured in knowing that your credit report will not reflect on your eligibility for a cash advance.

Once Paycheck Today gets all the information needed from a consumer, the consumer will have the approved monies within a 24 hour time period. Monies are directly deposited into the borrower's active checking account and can be used for whatever the borrower needs the funds for. Repayment processes are super easy and consumers can keep fees to a minimum by paying the balance off in full before or on the due date of the loan. Paycheck Today has also established an auto renewal payment program where the borrower pays the loan fees on payday and simply refinances the principle of the payday cash advance. Automatic repayment renewals are process up to a maximum of four times, and a new finance fee is applied to the loan each time the loan is renewed. After the fifth roll over of the loan the finance fees and a 50 dollar charge is taken to cover some of the payday cash loan principle.

If consumers desire to pay off a Paycheck Today loan entirely, they must give the company advance notice: three days prior to making complete payment the consumer must email the company at customercare@paychecktoday.com and provide their social security number when doing so. Consumers can also call in and notify Paycheck Today of their intent to pay in full at 1-866-756-0600 and they can fax the company at 1-800-671-0131. Customers also have an account that they can log into in order to contact Paycheck Today and announce intent to pay off a cash advance in full.

What's really nice about Paycheck Today offers is that consumers also get a pay down option. With three days advanced notices, customers can pay the finance fees and various increments on the principle of a cash advance to bring the costs of the loan down until it is completely paid off. The flexibility of payment options served by Paycheck Today make the offers from Paycheck Today more than merely convenient, and the services supplied by Paycheck Today are coveted by many, loyal, cash needy consumers.

Once the application process is finished, consumers can get approved for the cash they require. Loans are distributed based on the time the application is submitted: approved applications will see monies deposited by 5 PM the next business day. The finance charges associated with the loan are based on the APR or 782.14 percent: this works out to be approximately 30.00 on every 100.00 dollars that the borrower applies for and is approved for. All payday advances must be paid within seven days of receiving the borrowed funds. This term may vary for those individuals that get paid on a monthly basis. Even people that get Social Security payments may be deemed eligible for Paycheck Today offers, provided that the total income one has is equivalent to $1500.00 per month.

If interested in multiple loans, consumers can apply for more loans from Paycheck Today after the first one has been repaid. There is a three day waiting period from loan to loan. While the loan process through Paycheck Today is faxless, it may be necessary for the loan applicant to provide supplemental information in some cases. Paystubs may have to be faxed to the company before loan approval can be offered. Unfortunately, those individuals that are self employed are not eligible for the offers presented by Paycheck Today.

The company has a web presence at www.paychecktoday.com. If the consumer still has concerns or questions they can contact Paycheck Today directly. The company can be reached via email at customercare@paychecktoday.com. The company has a toll free number that customers can call at 1-866-756-0600 and the company can be faxed at 1-800-671-0131.

PaycheckToday Ratings

0 is lowest, 5 is highest
  • Average 2.9
  • Service 2.7
  • Cost 3.3
  • Time 2.7
  • Use Again 2.7

PaycheckToday Reviews

Customer Service

I cannot get customer service on the phone to save my life. I have emailed, faxed, and called. I can log on to my account but there is no information, not even the loan documents themselves. When I call, the automatic system cannot locate my account. How am I supposed to contact them and how long should a response take? From: Anonymous Location: Arkansas
  • 2 Average
  • 1 Service
  • 3 Cost
  • 3 Time
  • 1 Use Again

PaycheckToday was late in funding my account

I got my funds 2 days after getting approved. This was alright with me because I didn't need the money right away, but if I had needed the money right then and there, it would have been an issue. From: Anonymous Location: Barstow, ca
  • 2.5 Average
  • 3 Service
  • 3 Cost
  • 1 Time
  • 3 Use Again

Great service at Paycheck Today

I got my money right away after being approved. This is all you can ask for, oh and low rates for when you payback...Hopefully they are reasonable. From: Anonymous Location: CA
  • 4 Average
  • 4 Service
  • 4 Cost
  • 4 Time
  • 4 Use Again