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When it comes to providing payday loans on the Internet, one company is all about caring. Payday One has not been around for as long as some of the companies out there, but it has wasted little time in establishing one of the biggest customer bases in the industry. What sets Payday One apart from the other companies that offer a similar service? They combine a great business plan with an excellent customer service routine. All things considered, there are few websites that can match what this one offers in terms of overall service and ease of use.

Payday One has been around since 2002, and in that time, they have developed quite a rapport with their customers. The basic idea behind their business plan revolves around respect. Though they could not be successful without giving loans in huge numbers, the company understands that they must also look out for the needs of the individual consumer. This is why they have built a huge team of employees that handle only customer service requests. This group exists only to make the entire payday loan process easier for each person who comes to the website. If you are interesting in the payday loan process, then you should get in touch with Payday One. They can be reached via phone at 888-PAYDAY1 or through a convenient email applet on their website at

The services offered by Payday One are pretty typical of what other companies are offering in this day and age. They specialize in payday advance loans, meaning that customers are coming in to get a short-term advance on their paycheck. The interesting thing about Payday One, however, is that they have a more simplistic approach to the process. They understand that when people come to their site, they are in need of money. They neither want, nor have time to deal with all the hold-ups that can typically derail the process. When customers come to the site, they are greeted with an easy to use application template, which helps expedite the entire process. Approval takes a little bit longer, but that is done in an effort to help protect the company.

To be approved for a payday advance loan from Payday One, a customer must be able to prove that he or she has a steady job. This is done in order to protect both Payday One and the customer from a potentially sticky situation. The good thing about this company is that customers do not have to go through a long, drawn out credit check process, though. Once they provide some simple information, the application can be processed without any hold-ups. This is one of the chief reasons why people have made Payday One a popular choice over the last six years.

One thing that Payday One does for customers that other companies do not really do is that they provide continuous service to their customers. When a person signs up for a payday loan with this company, they create an account where they can easily keep up with all the information that is pertinent to their account. What this means is that you will not have to keep up with all the information for yourself. When a payment is due on the loan, an email reminder will automatically be sent to the account holder. This is one of the ways that they are looking after customers and making sure that they have everything they need.

Payday One is changing the way this business is done. In the past, the business had been all about numbers, and the online format was very impersonal. With Payday One and some of the other new companies that are bursting on the scene, looking out for the customer is now the focus. This company understands that without the customers, they are not going to survive. This is why a full staff has been put into place to care for the needs of customers, and many of the website's features are intended to benefit the customer directly.

For people who want a payday advance loan, Payday One is a great, up and coming company. Their dedication to service and a brand new website design make them a very attractive pick for customers who just cannot use the traditional financial market anymore. They have filled a void in the financial market in a big way and in doing so have become a real player.

PaydayOne Ratings

0 is lowest, 5 is highest
  • Average 4.1
  • Service 4.5
  • Cost 3
  • Time 4.5
  • Use Again 4.5

PaydayOne Reviews

Great customer service at PaydayOne

The person I spoke with on the phone walked me through all of the steps I needed to take to get this loan. After that, I just had to sit back and wait for the money to hit my account. Went very easily. From: Becca Location: Memphis
  • 4 Average
  • 4 Service
  • 4 Cost
  • 4 Time
  • 4 Use Again

My rates were High at PaydayOne

Because of my past credit history......I know this for a fact. But thats alright, at least I didn't get declined like some others. I got my loan, and besides the fee's everything is great. From: Erika Location: Mobile, AL
  • 4.25 Average
  • 5 Service
  • 2 Cost
  • 5 Time
  • 5 Use Again