Payday Hawaii is a finance specialty company that has offices located in several locations throughout the Hawaiian Islands. They have a main office in Kapaa, Kauai. Their other offices are in Oahu, Maui, and the Big Island. All their offices are open 7 days a week. They specialize in payday cash advances, but also offer a variety of other financial services. These payday cash advance loans are short-term loans made by Payday Hawaii. These loans help people who find that they are in a budget crunch and need a temporary loan to get them through until the next payday. You can find them at www.paydayhawaii.com/, or call them to talk to a live person at (808) 822-5115.
Payday Hawaii offers payday advance loans that they call Micro Credit Advances. A micro-credit advance will help those who are between paydays and have an unexpected cash need. The quickest and easiest way to get a payday cash advance from Payday Hawaii is to go online to their website and fill out their application.
Payday Hawaii has 4 different micro-credit loans to offer. They each have different set fees and different payday due dates. They offer 7, 14, 21, and 31-day loans. Micro-credit 7 has a fee of 12% of the amount borrowed and a due date up to 7 days later. The micro-credit 14 has a fee of 13.5% of the amount borrowed and is due 14 days later. The micro-credit 21 has a fee of 15% of the amount that you borrow and 21 days to pay it back. The last one is called the Micro-Credit Social Security, and it has a fee between 12 and 15%. This cash advance has a due date up to, but not more than 31 days.
At Payday Hawaii, after you have taken out 4 or more payday cash advance loans, you will be given the option of their payment plan. With the payment plan, you can pay back your loan in payday installments for up to 90 days. Also, at Payday Hawaii, you can change your mind about getting the payday cash advance loan after you have been approved. They will not charge you any fees if you let them know you have changed your mind by the end of the very next business day after your loan approval.
If you go to their online website and fill in the form, you will then be asked to print it out and fax it to Payday Hawaii. Or if you prefer, you can take it to one of their many store locations for processing. Once you are approved and your loan is processed, your funds will be electronically deposited into your bank account. When your loan is due, Payday Hawaii will debit your account for the loan plus the loan fees.
Payday Hawaii also offers free money orders. They do not have a limit to the amount of times you can get money orders through them either. You can use money orders to pay bills. They are like writing checks for your bills, and there is no fee for this service at Payday Hawaii.Payday Hawaii is a registered agent for MoneyGram International, which is a wire transfer service. Wire transfers can be made to places in South America and the main land. A courtesy phone call is given to the recipient, so they will know when and where their money is available.
Payday Hawaii is also a check cashing service. You can cash a payroll or personal check through them for amounts up to $1000 for a small fee. They have offices open 7 days a week for your convenience.
You can also get prepaid visa/debit cards from Payday Hawaii. These cards can be used like any other debit cards. You can even use them online to do your shopping.
The prepaid cell phone is another service that Payday Hawaii offers that really sets them apart from most other financial specialty stores. You can get your phone and reload your minutes by going to the Payday Hawaii offices in your local area. The cell phone carriers that they offer are ATT, Verizon, t-Mobile, Boost, and Mobi PCS. Maui and Big Island are where you can get your handset activated. At Payday Hawaii, there are no contracts and no credit checks, and you will have unlimited wireless calling.
All the services offered by Payday Hawaii are very popular with their customers. It is Payday Hawaii's goal to serve their community and be there for all financial needs.
Payday Hawaii Ratings
- Average 3.6
- Service 4
- Cost 3.5
- Time 3.5
- Use Again 3.5