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QuikPayday

Are you looking for a cash advance? Do you need to take care of some pressing bills right now? Then maybe you should consider taking out a payday loan. Payday loans are there for these purposes and more. If the amount of funds that you need is not more than $500, then a payday loan is right for you. These kinds of loans are really to help fill a financial gap until your next payday rolls around. You may try to get a loan from other more traditional lending institutions, but what you will find is that they have certain requirements that are usually difficult to meet. Also, these institutions do not issue loans overnight or the same day. You can surely find many websites online that offer you payday loans, and one of the more popular sites is the Quik Payday website www.quikpay.com. They will provide you with the kind of payday loans you need right now.

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Service Offered

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Quik Payday offers fast cash advance service to whomever qualifies. Their cash advances are due after 14 days from the time of issue. There are variable loan options available up to a maximum of $500 depending on your ability to repay. Your application is free, but once you get approved, you will have to pay a fee for the service based on the amount of the loan. This fee will be shown to you, and the option to agree or disagree with it will be open to you prior to the funds being deposited to your account.

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Requirements

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With Quik Payday, customers have to meet only a small number of requirements in order to be considered for a loan. You will have to have a bank account, preferably a checking account. You will also have to be working for the past three months. A minimum income of $800 per month is also required. You will not need to fax any information to them, and no credit check will be done. All you will then need to do is to apply online once you meet the Quik Payday requirements.

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Application Procedures

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Once you feel you have satisfied the Quik Payday cash advance loan requirements, you can now apply. This is done online, and there is a very simple form for you to fill out on the website. Before you get to fill in the application form, you will be prompted to select the state where you are located. Then you will fill in the form. You will need to have information about your bank account, pay dates, amount you earn, and the length of time you have lived at your present residence on hand to complete the process. You will also be required to submit information about your employer or means of income and a phone number where they can verify your employment. Your driver\\\\\\\'s license number and the state it was issued in are required when filling out the application form.

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After you have completed the form and submitted it, a loan agent from Quik Payday will contact you to verify the information you submitted and to also set out the terms of the loan. Once you have spoken to your loan agent and everything\\\\\\\'s approved, the funds will be in your account in an hour\\\\\\\'s time after talking with the agent. This is what fast service is all about.

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Extensions

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Once you receive your Quik Payday cash advance funds into your account, you will have 14 days to repay the loan. If for any reason you find that you will not be able to meet the due date, then you can ask for an extension of the maturity date. You may be allowed up to 31 days from the moment the funds were placed into your account to repay the loan. Not many online payday loan websites offer this unique feature.

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Security

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Quik Payday cash advance has a secured website, and they have certain security measures in place to protect and ensure that the personal information you submit online is safe. Quik Payday does not give your personal information to any third party, and they have put in place systems to ensure that this does not happen.

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Help

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Should you need to contact Quik Payday about any query you may have concerning the status of your loan, you can do so through their email address at loanagent@cashapp.com. Should you simply have questions concerning Quik Payday and their loans, then you can email them at email@QuikPay.com.

QuikPayday Ratings

0 is lowest, 5 is highest
  • Average 3.1
  • Service 1.5
  • Cost 3.5
  • Time 5
  • Use Again 2.5

QuikPayday Reviews

Quick Payday didn't impress me

I was not impressed with this website.....The customer service was not that great. I did get my loan very fast though. From: Anonymous Location: WI
  • 3 Average
  • 2 Service
  • 3 Cost
  • 5 Time
  • 2 Use Again

Quik Payday was alright......

I DID get my money and it was relatively fast...but the customer service was not good at all. That was really the only negative. I'm happy I got my money as quick as I did though. From: Alex Location: Miami
  • 3.25 Average
  • 1 Service
  • 4 Cost
  • 5 Time
  • 3 Use Again