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Maine Payday Loans

The state of Maine is one of the strictest states regarding payday lending regulations in the country. As a result, there are not very many payday lending centers in the state. Maine is faced with a difficult decision of whether the state should make room for payday lending agencies or not. is here to help Maine residents with their lending needs regardless of what the state decides. We make available to our customers the most convenient and easiest way to give the help you need until you receive your next paycheck.

Maine's Payday Loan Lending Laws

The payday loan industry attempted to change the lending laws in late 2005. The industry wanted to charge $17.50 for every $100 that was loaned out. The law allowed and still allows a lender to apply $15 for every $250 that is borrowed and $25 for loans greater than $250. The lenders also attempted to change the laws regarding collecting funds on defaulted loans, as well as the freedom to advertise their services as they saw fit.

Out of all the states in the country where payday lending is legal, Maine has the least number of payday loan agencies. As of late 2005, there were only six lending agencies operating in the state of Maine. However, if you are a Maine resident, you do not have to worry because if you need a payday loan, you can apply with us, and we will be glad to help you. If you have been wondering how you're going to come up with next month's rent, stop worrying and apply for a Maine payday loan today. You will be amazed at how easy and fast you can obtain the cash you need.

We can help you if you are a Maine resident who needs money, and you are not sure of where you can go for help. A payday loan can help you get money quickly if you need to pay overdue bills or handle an emergency. The good news is that you do not even have to be a resident of Maine in order to benefit from our services. We will gladly assist anyone residing in any one of the 50 states. We can provide the cash you need regardless of the reason for needing it. Some consumers use payday loans to take care of emergencies; others use it to pay overdraft fees, and still others use the cash for special events such as weddings or anniversaries. Whatever your reason for needing cash, you can get it by applying at A payday loan is a short-term loan that makes cash accessible to you almost instantly, and you pay it back when you receive your next paycheck.

Our mission is to provide fast monetary solutions by giving you a Maine payday loan. As soon as you submit your application, almost instantly, you will receive approval in a matter of minutes. You can apply without having to leave the comfort of your home. Simply visit us at and submit your application today. You will find the website easy to navigate and very user friendly.

Customers who apply through our website find that obtaining a payday loan is easy and hassle free. We use advanced technology to make the process as simple as possible. Although simplicity is important, we also take into consideration your security and privacy. We guarantee that your information will be treated with the strictest confidentiality. Our customer's satisfaction is our number one priority. That is why we address any questions or concerns promptly and efficiently. We don't believe in making you wait longer than necessary to answer your questions or give you the assistance you need.

The state of Maine is one of the few states that do not regulate the payday lending industry. It does, however, as of January 31, 2000 regulate cash dispensing machines where residents can take out cash. Under this regulation, lenders are not allowed to charge a fee for the payday loan unless the consumer is made aware and understands the information before proceeding with the transaction.

In addition, the consumer must also receive a receipt, which includes the amount of the payday loan amount, as well as the amount of any applied fees. It must also reflect the time and date that the transaction took place and the total amount debited from the consumer's account. The number code identifying the customer, the account number, and the machine's location must be included on the receipt.

The name of the machine's owner along with a disclaimer must be clearly displayed on the machine. The reason for this requirement is that the cash dispensing machines are privately owned and do not belong to banks or financial institutions. Furthermore, the machine should also have a name, address, and a toll free number where consumers can call in case they experience any kind of problems day or night. A notice should also be posted stating that the machine's owner reserves the right to apply a service fee for the use of the machine.

Unemployment Statistics In Maine

The unemployment rate in January 2006 in the state of Maine was 5.3%. In other words, 37,619 residents were unemployed during that month. This is a 0.2% decrease from 2005 since the unemployment rate then was 5.5%. The unemployment rate has stayed between 2.5% and 6.7% during the past decade.

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