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Oregon Payday Loans

Payday lending centers are located throughout the state. Having such a large number of payday locations in the state makes it easier to find one. These lending centers are often located in or near a mini mall. All a person has to do is ride or walk over to a mini mall. You may need to stand in line, but within an hour you can fill out the application and receive approval. However, you don't even have to leave your home. You can apply online in the privacy of your home. It only takes a few minutes to fill out and submit your application. You can choose whichever method is most convenient for you. The money will appear in your bank account in as little as an hour. If it sounds simple, it is. Why not apply for an Oregon payday loan at and receive the cash you need faster than you thought possible.

Laws In Oregon Regarding Payday Loan Lending

Oregon is one of the few states that is not regulated by many state laws when it comes to payday lending. However, the few laws that are in place are strictly enforced. The maximum term allowed for a payday loan is 60 days. The state of Oregon does not regulate the interest rate applied to a payday loan. However, the law does state that the loan should not exceed 25% (including fees and interest rate) of the customer's monthly net income.

The payday loan industry is experiencing amazing growth in the state of Oregon. Currently, there are over 453 lending locations statewide. You can expect this number to increase in the upcoming years.

Most people find themselves in difficult financial situations at one time or another. If you are going through financial problems, don't feel that you're the only one. Everyone experiences unforeseen circumstances and events. If you reside in Oregon or anywhere in the United States, our payday company can help you meet your financial obligations during these difficult times. Any US resident can apply for a payday loan and pay it back with the next paycheck. We can help you regain control of your financial situation through an Oregon payday loan. All you need to do is visit us at and take advantage of our payday offers.

We provide a simple payday loan application. You can apply and submit your application online and receive instant approval. Our website is easy to use and completely confidential. Additionally, we have taken all the necessary measures to protect the privacy of your information.

We are confident that you will find our online services efficient and user friendly. Our excellence and professionalism are unmatched in the industry. We encourage you to take a few minutes to apply and see for yourself. Visit today, and start the process of getting a payday loan by submitting your application. Obtaining a payday loan has never been easier and has made it even easier. Stop hesitating and apply today.

You can call the Attorney General's office, or go to, if you need information about payday lenders in the state. In addition, you can call the Division of Finance and Corporate Securities at 503-378-4140 to check a lender's legality status. The lending business is strictly regulated in the state of Oregon, and many lenders have lost their licenses. Some lenders have ignored state laws regarding licensing and registration. As a result, these lenders were ordered to discontinue offering lending services. One example of this is what happened in February 2002. An unlicensed payday business located in Bend, Oregon was operating illegally in the state. The Department of Justice obtained a restraining order against this company. A lawsuit was also filed in the Deschutes County Circuit Court.

It was discovered that the lender used the courts to attempt to collect on defaulted loans. The irony is that it was discovered that the lender was applying unreasonably high fees for his services. As much as 400% -500% was charged on interest rates. This was not only on isolated cases. The company filed 153 cases in an attempt to recover the money borrowed.

This company is not allowed to provide short-term lending services in the state of Oregon. The lawsuit was also a request for the company to pay back with interest the money that it took illegally from its customers in 1999.

Make sure that you obtain a payday loan from a reputable lender. Apply at and enjoy peace of mind. Not only are we a legal business, but we also treat you with dignity and respect.

Oregon Unemployment Statistics

Oregon's unemployment rate has fluctuated from 4.9 to 8.2 in the past decade. In January 2005, the unemployment rate was 7.1. That rate decreased the following year. Reports show that Oregon reported an unemployment rate of 6.5 in January 2006. This means that 122,171 residents in Oregon were unemployed during that time.